January 28th, 2003

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$40,000

I just spent more money in one half hour than I ever have in a single point in my life ever.

The down payment plus closing costs on my condo were $46,003. $6,100 of that I've already paid. $5,000 was my earnest money. $1,100 was the return of my deposit for renting this place. That left $39,903 left to pay.

Apparently I didn't add up what was in my accounts too well though. I thought I was going to be short, so I directed my broker to sell some of the stock I own which was slated for my retirement. That was supposed to settling at the close of the stock market today (1:30 p.m. PST). But the cut-off to get the money wired to my escrow agent was around 11 a.m. So I was freaking out a little. However, when I looked at what I had in my bank accounts ($17,700) plus what was in my money market with the broker ($24,973) I figured I could make it. The worry was that I wouldn't have enough to cover my bills for the next month. I have a $1,000 balance on my credit card, $850 for the mortgage on my house in Idaho, plus other miscellaneous stuff. Total on my bills for the next month, about $2,000. That leaves me about $700 to live on til my next paycheck in two weeks. Shouldn't be too difficult, but I still haven't received my phone bill and I need to replace my cell phone. Nothing I think I really need to worry about, but I like to keep a $1,000 cushion at all times for emergencies. In other words, I better not have an emergency in the next 2 weeks. Actually, thinking about it now, I could pay less than the full amount on my credit card. I hate doing that, as it gets me in trouble. But in a pinch I could carry a balance for a month on that. Paycheck after next is when I get my bonus (not sure what that is yet) so I should be totally fine at that point.

Anyway, if everything goes through today like it is supposed to, sometimes around noon tomorrow I own my condo.

Current plan is to celebrate the first full day of my ownership on Thursday with a friend. Not sure what we'll do, but right now I only have Ramen, a couple of Budget Gourmet frozen entrees, a few potatoes, and a couple of cans of Campbell's Soup. Probably not going to cook anything fancy on that ingredient list.

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Meandering crap

Was supposed to have dinner with Deirdre last night. Haven't had the change to hang with her since Christmas morning. I showed up at her place right around 7, but there was no answer on the call board. Wandered around the block a few times and called up a few more times. Still no answer by 7:45 so I picked up some teriyaki at Ichi's around the corner and caught a bus back to my place. Turned out Deirdre had her phone off and didn't realize it. And no, I am not mad about it at all. Stuff just happens.

After eating my huge $5 plate of teriyaki though, I VPNed into work and started knocking off the last of my sailings & itin spec. Finished up around 2:30 a.m. Have a few known bugs, but it's basically done. Now onto the content management spec. Pray for me.

Checked my email. Escrow agent notified me the wire went through. I've done everything on my end now. Only thing left now is that the bank delivers their money, and the escrow company pays off the seller and their bank. Need to add my mortgage payment into bill payer. Now I also get to be part of the condo association meetings. For some reason I am strangely looking forward to that. Thought occurred on the way to work that I should look into buying a one person shell for rowing. Have to see about storing it in the parking garage, but being that this building is built on a pier, I could get out and get exercise that way. I think I could get into it. Don't know how much a basic boat like that would cost though. Can't be too horrible if I don't care if it's all that great.

Now, to see about taking a catnap, cleaning this place, and making a phone call.